New Delhi:Many income taxpayers are facing a problem that, despite filing their Income Tax Return (ITR) on time, the status is being reflected as ‘Processed,’ with the refund yet to be credited to the account. If you are also facing a similar situation, you don’t need to worry; refunds get delayed despite the return having been processed, and this can be attributed to various reasons for this delay.
The following are the reasons why refunds get delayed:If a user submitted the wrong IFSC code or bank informationBecause of a TDS or tax credit errorRefunds are occasionally given, but they take 15 to 30 days to appear in the bank account.Users are advised to double-check Form 26AS details and bank information in order to address the delay issue.The following actions can be taken in order to fix the problem:Go to the Income Tax e-filing website and sign in.Go to the section titled "Refund/Demand Status."In case the refund is found to be processed, and no money is reflected, check your bank account number and IFSC code.You must file a Refund Reissue Request if the information is determined to be accurate but the money is not credited.The refund will be issued again after the request is submitted.Another solution that taxpayers can explore is they take help from the National Securities Depository Limited (NSDL). NSDL (National Securities Depository Limited) or the bank branch can be contacted if a user sees the RFD (Refund File Dispatch) code on the portal with funds that have not yet been credited.
Transaction delays are typically caused by technical issues. However, refunds are typically credited into the bank account within 15 to 30 days of processing.
The last date for filing ITR for Assessment Year 2025–26 was originally July 31, 2025. The deadline was twice extended by the government, first to September 15 and then by one more day to September 16.
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